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Apply for a JMMB loan today!

JMMB Express Finance offers unsecured loans from $2,500 to $40,000. You can get your loan in two easy steps.

  1. Complete the online application form or via telephone 224-4533.
  2. Get pre-approved.

Get approved within 24-28 hours.

DOWNLOAD FORMS BELOW:

Application Form
Credit Bureau Consent Form

Here’s what you’ll need to apply

Employed Clients

  1. JOB LETTER – (within 6 months) If the time on the job at the current position is less than 2 years, you will need a letter from your previous employer stating your time on the job or your last payslip.
  2. PAYSLIP – Last pay cycle (within 30 days).
  3. PROOF OF ADDRESS – Within 90 days (bank statements AND/OR utility bill in applicant’s name).
  4. 1 VALID PIECE OF PICTURE ID – Preferably a Trinidad Identification Card.
  5. A SIGNED CREDIT BUREAU CONSENT – (Verify the form is signed exactly like the ID) or online acknowledgment.
  6. 2 REFERENCES – (name, address, employer, and telephone number) Preferably friends.

Pensioners

  1. LETTER FROM PENSION OFFICE OR BANK STATEMENT SHOWING 2 MONTHS PENSION DEPOSITS – (Once the pension is from NIB or Ministry of Finance). Pension from any other institution both pension letter and pay stub are required.
  2. PROOF OF ADDRESS – Within 90 days (bank statements AND/OR utility bill in applicant’s name).
  3. 1 VALID PIECE OF PICTURE ID – Preferably a Trinidad Identification Card.
  4. A SIGNED CREDIT BUREAU CONSENT – (Verify the form is signed exactly like the ID) or online acknowledgment.
  5. 2 REFERENCES – (name, address, employer, and telephone number) Preferably friends.

Self Employed

  1. BUSINESS REGISTRATION – Must be registered at least 2 years. For LLC, an authorization letter from other directors’ to be provided, once the client is not managing director (No Partnership at this time).
  2. The client must give a detailed profile of business: how many employees, where the business is located, hours of operation, type of business, type of clients.
  3. 2 years of financial statements or 6 months of bank statements.
  4. Taxi Drivers – taxi badge must be valid, the vehicle must be in good working condition and license and registration valid. If the vehicle is not in the client’s name, an authorization letter from the owner is required and a contract of agreement of use of the vehicle to be provided.
  5. Landlords – lease of property must be in the client’s name, if the property is joint, other party must give authorization of property to be used. Contract of the agreement for each tenant to be provided, state how tenants make payments whether direct deposit to account or via cash.
  6. PROOF OF ADDRESS – Within 90 days (bank statements AND/OR utility bill in applicant’s name).
  7. 1 VALID PIECE OF PICTURE ID – Preferably a Trinidad Identification Card.
  8. A SIGNED CREDIT BUREAU CONSENT – (Verify the form is signed exactly like the ID) or online acknowledgment.
  9. 2 REFERENCES – (name, address, employer, and telephone number) Preferably friends.
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